Replacement Insurance

Replacement Insurance will provide complementary coverage if you
experience a loss in vehicle value due to damage, theft or total loss.*

Replacement Insurance
protects the value
of your vehicle.

You experience
a crash

Get into a current model vehicle comparable to your written off vehicle.

Your vehicle is damaged

New, original manufacturer parts are used if vehicle damage is repairable.

You have a
used car

Replace your written off vehicle and you’re paid the difference between the primary insurer’s payout and the marked-up value of your used vehicle.

Endless Features

  • All financing options
  • Rental coverage for a similar vehicle
  • Change primary insurers, remain covered
  • Fixed policy pricing
  • Deductible refund (limits apply)
  • Cancel at any time

 Talk to your local dealer for more information.

**Replacement Insurance is only available in the Province of Quebec.

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      * This information is only intended to summarize key aspects of Replacement Insurance, which is a standardized Québec Automobile Insurance Policy (Q.P.F. Form No. 5) approved by the Autorité des marchés financiers. Please refer to the Summary, Fact Sheet, and the insurance policy for complete details of coverage, limitations and exclusions. *Replacement Insurance is underwritten by The Sovereign General Insurance Company and administered by
      LGM Financial Services Inc.