Mechanical Breakdown Protection

Extend your vehicle manufacturer warranty with benefits from day one.

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Coverage when you
need it most

Whether you’re buying a new or used car, most expensive repairs happen after your manufacturer warranty has expired. That’s why we’ve created SecureDrive Mechanical Breakdown Protection, to protect your vehicle when it’s most likely to experience a breakdown.

Mechanical Breakdown Protection

Provides coverage from unexpected breakdowns
for up to 10 years / 200,000 km.

Typical repair costs

The average vehicle today contains over 30,000 parts. While vehicles are more dependable than ever before, there’s still a good chance at least one in 30,000 will need repair or replacement during your ownership.

Check out some of the most commonly replaced car parts and potential repair costs below:

Choose a plan that’s right for you

With coverage options to suit every budget,
find a Mechanical Breakdown Protection plan for your needs.


Best suited for those that want some additional peace of mind but can afford minor breakdown costs.

Covers critical parts only.


A good option for those that want to lower their monthly premium.

Covers critical and some major components.


Perfect for those that want ultimate protection, intend to keep their car past the factory warranty or tend to drive above average.

Covers all major vehicle components other than a list of exclusions.

Find a plan
that fits your lifestyle

Flexible coverage for all purchase types, new and pre-owned vehicles as well as hybrid and electric vehicles.

Compare Plans

Benefits from day one

Enhance your plan with a benefits bundle
that starts the day you purchase your vehicle.

24 Hour Roadside Assistance

Nobody wants to sit on the side of the road waiting for their vehicle to repair itself. Take comfort in knowing we’re there when you need us.

Trip Interruption

Enjoy the comfort of lodging and a meal, up to $150 per day/ $750 per event when you experience a breakdown and a repair lasts overnight.

Rental Benefit

Don’t lose time on the road while your vehicle is being repaired. We’ll cover a rental vehicle for up to $65 per day, $260 per repair visit.

Multi-media Software Package

We’ll cover the cost up to $500 in manufacturer recommended software updates to your vehicle’s onboard infotainment systems.

Claim-Free Reward*

If your plan is eligible for a claim-free reward and you make it to the end without filing a claim, we’ll reward you with a fixed amount cheque, store credit or a SecureDrive™ credit.

* Product summaries are for informational purposes. Terms and conditions apply to each protection plan. Claim-free reward available for Plus and Elite plans

Frequently Asked Questions (FAQs)

Find answers to our most frequently asked questions. If you still have questions, feel free to reach out to a SecureDrive advisor or your local selling Dealership.

Can I include this product in my vehicle financing?

Yes! If you purchase a policy at the same time as your vehicle, a SecureDrive™ selling dealership will generally allow you to roll everything into your vehicle financing deal.

Can I buy a SecureDriveTM product online?

No, but you can visit your local SecureDrive selling dealership to discuss all available SecureDrive™ protection products and purchase from them.
To see a full list of SecureDrive™ dealers, click here.

Where can I get my vehicle repaired?

We recommend you should take your vehicle to the dealership that issued your policy whenever possible.

How do I make a claim?

For Mechanical Breakdown Protection claims, see our “file a claim” page.

When can I buy SecureDriveTM?

As long as your car meets eligibility requirements, you can buy SecureDrive:

  • The day you buy your car
  • Anytime during the life of your manufacturer’s warranty
  • Just before your manufacturer’s warranty expires
  • Up to 13 years and 160,000km

Can I switch to SecureDriveTM if I already have another protection policy?

Maybe. It will depend on whether you are keeping your vehicle and whether you are able to cancel your current protection plan. We suggest consulting your local SecureDrive™ dealer, so they can talk you through available options.

How do I cancel my policy?

You may cancel your policy within (30) days from Contract Purchase Date. Please refer to your policy for full cancellation details and contact the issuing SecureDrive™ dealer to cancel. For further questions about cancellation, contact our customer support team at 1-866-287-6218.

Can I make changes to my policy?

Policy changes must be approved by LGM Financial Services Inc. Please call our customer support team at 1-866-287-6218.

Where can I find my SecureDriveTM coverage?

The issuing dealer will provide you with a paper contract that outlines your agreed upon coverage. If you are unable to locate it, please call the issuing dealer or our customer support team at 1-866-287-6218.

Find a Dealer

Use our Dealer Locator to find a Dealer near you.

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