Excess Wear
and Use

Simplify your lease return with a waiver that takes care of common wear and tear charges.

How it works

SecureDriveTM Excess Wear and Use waiver allows you to end your leasing experience with ease. Follow the simple steps below at your lease-end:

1

Return your car to your dealer

At the end of your lease, return your car to your dealership as normal.
2

Your car is inspected

Your dealership will perform an inspection to assess damages.
3

100% qualifying charges are waived

With no deductible, damages like paint chips, interior rips and tears and dents, dings and scratches will be covered.
4

Receive a final, adjusted statement

Your lease return statement will reflect waived charges, up to $7,500.

Waive qualifying damages
with ease

  • Windshield and glass
  • Paint chips and cracks
  • Exterior dents, dings, and scratches
  • Headlamps, tail lamps, and bulbs
  • Mirrors
  • Bumpers, step bumpers, surrounding trim
  • Wheels and wheel covers
  • Factory audio equipment
  • Carpets
  • Mufflers and tail pipes
  • Rubber door seals
  • Door handles
  • Moldings, trim, metal, chrome
  • Name plate badges and hood ornaments
  • Upholstery and interior rip, tears, and burns
  • Tire tread excess wear/use (optional upgrade for new vehicles only)
Covered Items*
  • Windshield and glass
  • Paint chips and cracks
  • Exterior dents, dings, and scratches
  • Headlamps, tail lamps, and bulbs
  • Mirrors
  • Bumpers, step bumpers, surrounding trim
  • Wheels and wheel covers
  • Factory audio equipment
  • Carpets
  • Mufflers and tail pipes
  • Rubber door seals
  • Door handles
  • Moldings, trim, metal, chrome
  • Name plate badges and hood ornaments
  • Upholstery and interior rip, tears, and burns
  • Tire tread excess wear/use (optional upgrade for new vehicles only)

Exclusions

  • Product does not waive unlimited excess kilometre charges at lease-end, damage resulting from mechanical / electrical breakdown, or damage to vehicles used for commercial purposes.
  • Product does not repair vehicles or reimburse customers for repairs.

Disclaimer

*Up to $7,500 of qualifying charges, waived:

  • Each single event up to $1,000.
  • Each missing part up to $150.

Packed with additional benefits to enhance your lease-end experience

You can cancel within 30 days as well as transfer your policy to another leased vehicle.

Coverage for new and used

Lease term between 12 – 60 months with options for all makes and models

New

New and demonstration vehicles, must have less than 24,000 km at lease inception and within 1 year of Original In-Service Date.

Used

Used vehicles eligible up to 6 years old.

Frequently Asked Questions (FAQs)

Find answers to our most frequently asked questions. If you still have questions, feel free to reach out to a SecureDrive™ advisor or your local selling Dealership.

Can I buy a SecureDriveTM product online?

No, but you can visit your local SecureDrive™ selling dealership to discuss all available SecureDrive™ protection products and purchase from them.
To find your local SecureDrive™ dealership, click here.

How do I cancel my policy?

You may cancel your policy within (30) days from Contract Purchase Date. Please refer to your policy for full cancellation details and contact the issuing SecureDrive™ dealer to cancel. For further questions about cancellation, contact our customer support team at 1-866-287-6218.

Can I make changes to my policy?

Policy changes must be approved by LGM Financial Services Inc. Please call our customer support team at 1-866-287-6218.

Where can I find my SecureDriveTM coverage?

The issuing dealer will provide you with a paper contract that outlines your agreed upon coverage. If you are unable to locate it, please call the issuing dealer or our customer support team at 1-866-287-6218.

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