Mechanical Breakdown Protection



Select the Elite Coverage

SecureDrive Mechanical Breakdown Protection (MBP) is designed to safeguard you from unexpected repair costs. Automobiles are complicated machines and with ongoing technological advancements, it is inevitable that mechanical failures will happen during your vehicle’s lifetime.

When you select Elite Coverage you receive superior protection against mechanical failure, similar to the manufacturer’s comprehensive warranty. With all components covered except for a select list of exclusions1, you can look forward to worry-free driving for years to come.


Examples of Additional Covered Components with Elite:

  • Airbags
  • Heated Seat Elements
  • Keyless Entry Module
  • Heater / Vent
  • Control Actuator
  • Wire Harnesses
  • Body Control Modules
  • Fuse Box / Power
  • Distribution Module
  • DRL Module
  • Coil Springs
  • Window Regulators
  • Windshield Washer
  • Reservoir & Spray Nozzles
  • Rear Park Distance
  • Monitoring System
  • Door Latch Assembly & Lock Cylinders

High-Tech Coverage is Included

With exciting new vehicle technology constantly being developed, you can rest assured that MBP has you covered. Below are some examples of Advanced Driver Assistance Systems (ADAS) that are covered with Elite Coverage.

  • Lane Departure Warning Systems
  • Adaptive Cruise Control
  • Night Vision
  • Automatic Parking
  • Collision Avoidance Systems
  • Adaptive Light Control
  • Blind Spot Detection
  • Traffic Sign Recognition
  • Hill Descent Control
  • Driver Drowsiness Detection

Non-covered Components

(Refer to contract/policy for full details)

Accessory Items
Cell Phones, Electronic Keyless Entry Transmitter (Key Fob), Non-Factory Audio Equipment.

Maintenance Related Items
Exhaust and Emission Systems, Batteries, Shock Absorbers, MacPherson Struts / Mounting Plates, Clutch Assembly, Brake Rotors and Drums, Friction Clutch Disc and Pressure Plate, Light Bulbs, Fuses, Throw Out Bearing, Manual Linkages, Safety Restraint Systems (except air bags).

Cosmetic Items
Glass, Lenses, Sealed Beams, Weather Strips and Trim Items, Moldings, Bright Metal and Chrome, Upholstery and Carpet, Paint, Outside Ornamentation, Bumpers, Body Sheet Metal and Panels, Frame and Structural Body Parts.

Why SecureDrive Makes Sense

Coverage Designed to Wrap
Elite and plus coverage can be combined with the manufacturer’s extended powertrain warranty to offer ultimate protection at a lower cost.

Deductible Reduction
$50 deductible reduction on select plans when you return to your selling dealer for an eligible repair.

If you sell your vehicle, MBP is transferable to the next private owner.

Extensive Eligibility
Coverage is available for most makes and models for vehicles up to 13 model years old or 200,000 km.

Solid Backing
MBP is underwritten by the sovereign general insurance company, a member company of the co-operators group.

Multimedia Software Package (optional upgrade)
With this package, the cost of all manufacturer recommended software updates to your vehicle’s entertainment and navigation systems are covered (up to $500).

Additional Benefits2

Besides exceptional coverage to protect your vehicle, MBP comes with an array of additional benefits, with no deductible.

24 Hour Roadside Assistance

  • Towing
  • Battery jump starting
  • Lock-out service
  • Fuel delivery
  • Concierge service
  • Flat tire changes (using spare tire)

Trip Interruption
Reimbursement of lodging and meal expenses if a covered breakdown occurs while you are on a road trip and repairs last overnight (up to $400).

Rental Benefit3
Replacement car while your vehicle is being repaired ($50 per day, up to $200 per repair visit).

Claim-free Reward3
If no claims have been filed or additional benefits utilized by the time your MBP coverage expires, you may choose from one of the following three reimbursement options:

  1. Selling dealer will credit the total amount paid for your MBP towards the purchase of a new MBP; or
  2. A store credit at your selling dealer for the full amount paid for your MBP (inclusive of taxes) up to $2,000; or
  3. A refund cheque of the amount paid for your MBP (inclusive of taxes) up to $1,000.  

1 Refer to MBP contract/policy for a complete list of exclusions.
2 Some conditions apply. Refer to MBP contract/policy for exclusionsand limitations.
3 Available on select term and Coverage plans only.

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